NETWORK · EXTERNALLY-SOURCED DEALS

Track your existing financing relationships on EDMA. Without rerouting them through the marketplace.

Banks, factoring agreements, SCF programs — the financings you already have in motion. EDMA's externally-sourced deal tracking gives both sides the operational tooling (orders, documents, tasks, repayment tracking) for these existing relationships, with no platform fee on the financing itself. EDMA earns from subscriptions, not from deals it didn't source. The platform is in build for Q3 2026.

Book a demo See the cockpit

Platform fee

$0 · on externally-sourced financings

Operational tooling

Full stack · orders, docs, tasks, repayment match

Participation

Financier always in · operator + parties opt in

Tracking surface

Unified · same view as marketplace deals

SAME PORTAL · TWO DEAL TYPES

One financier. One portfolio view. Two deal types. One fee model — subscription only.

This is the Financier Portal looking at two live deals — one originated on EDMA's marketplace, one brought in from an existing HSBC trade-finance facility. Identical operational tooling. Same fee model: subscription only, no per-deal fee on either type.

ACME Financials · L. MendesFinancier portal · portfolio view

All deals · 24Marketplace · 11Externally-sourced · 13Pipeline · 6

AUM $42.8MQ3 · APR 14

Active financings

24deals

11 marketplace · 13 externally-sourced

Total deployed

$28.4M

$12.1M mkt · $16.3M ext

Avg tenor · weighted

52d

range 14–180d

On-time repayment

97.4%

trailing 12 mo · all sources

EDMA subscription · this seat

Portfolio

scaled by order volume · no per-deal fee

Source · EDMA Marketplace

RD-2026-018 · Pendrew Energy Trading

PO 2026-018 · 200K medical PPE · CIF Hamburg · 60d

OriginationDiscovered on the EDMA marketplace · anonymous listing · 2 firm offers · disclosed & accepted 17 Mar 2026

Status · production78%ETA · Jul 21 · supplier on schedule

Documents11/14PO · CI · PL · BOL pending · 3 in flight

Active tasks32 doc-review · 1 covenant check

Principal · advanced$765K90% of $850K · drawdown 21 Mar

Platform fee · per repayment$0marketplace · subscription only

Source · Externally-sourced

RD-2026-005 · Stellar Trading Co.

PO 2025-1142 · 1,200 MT copper cathode · CIF Rotterdam · 90d

OriginationHSBC trade-finance facility · existing operator relationship since 2019 · imported as portfolio record on 04 Jan 2026

Status · production92%ETA · Apr 18 · shipment in transit

Documents13/13PO · CI · PL · BOL · CO · all complete

Active tasks0awaiting repayment · 18 Apr

Principal · advanced$2.10M85% of $2.47M · HSBC line · 04 Jan

Platform fee · per repayment$0externally-sourced · ever

THREE EXTERNALLY-SOURCED SURFACES · BUILT TODAY

The wizard, the deal view, and the promotion flow. Same operational tooling as marketplace deals — same no-fee model.

Below: the three financier-side surfaces specific to externally-sourced deals. Built from the locked spec. The Wizard captures the deal in <3 minutes. The Detail view runs the full 6-signal monitoring and Settlement Waterfall — with the marketplace fee row waived. The Promotion-Flow optionally brings the operator onto the marketplace, retaining your preferred-financier status on their next 3 listings.

SURFACE 01 · EXTERNALLY-SOURCED — WIZARD

Capture an off-platform deal in under 3 minutes.

4-step form. Parties + terms + operational data + invitations. Operator + supplier + buyer get email invites to join as participants (light KYB only — same data model as marketplace deals). Anchored on EXT-2026-004 — your existing HSBC trade-finance facility for Cordoba Trading Co.

Sarah Mendes · ACME FinancialsFinancier · Portfolio tier · London

HomeMarketplacePortfolioExternally-sourcedReports

Externally-sourced / Add new deal

Add externally-sourced deal Draft · 1 of 4 steps

Capture an off-platform financing — your existing bank line, factor program, or SCF facility — as a first-class deal on TradeOS.

Save & closeContinue →

1Parties

2Deal terms

3Documents & operational data

4Send invitations

Parties · captured Step 1

OperatorCordoba Trading Co. · Boston US

SupplierACME Industrial Supplier · Düsseldorf DE

End buyerACME Industrial Buyer · Frankfurt DE

Existing financing sourceHSBC · trade-finance facility · 4yr direct

Step 2 · Deal terms

Cargo description

40 industrial valves · DN200 · 16-bar pressure rating · CIF Frankfurt

Supplier cost (disbursement)

$680,000

Receivable face (revenue)

$840,000

Tenor

90 days · net 30 from delivery

Financing structure

Pure factoring · NoA assigned

Your fee % of receivable

1.37 %

Currency

USD · single

Step 3 · Documents & operational data awaiting

PO, supply agreement, BoL, insurance binder — Atlas Document Intelligence will parse parties, amounts, dates from your uploads.

Step 4 · Send invitations awaiting

Operator + supplier + buyer get email invites to join as light-KYB participants. They can accept (full operational tooling) or decline (you track the deal solo, on EDMA).

SURFACE 02 · EXTERNALLY-SOURCED — DEAL DETAIL

Same workspace as marketplace deals. Same no-fee model at settlement.

The deal view for an active externally-sourced financing. Money state, 6 risk signals, Settlement Waterfall — identical operational anatomy to marketplace deals. The one difference is the "Marketplace fee · waived ∅" row at settlement.

Sarah Mendes · ACME FinancialsFinancier · Portfolio tier · London

HomeMarketplacePortfolioExternally-sourced

Externally-sourced / Active deals / EXT-2026-004

EXT-2026-004 Active · externally-sourced

Cordoba Trading Co. → ACME Industrial Supplier → ACME Industrial Buyer · $840,000 receivable · 89 days · payback Oct 02

Export statementPromote operator →

6 signals against $840,000 receivable

Same monitoring as marketplace deals · ordered by impact · last refresh 12s

Buyer credit

ACME Industrial Buyer · S&P A+ · 0 default events 2020–present · 30K+ supplier relationships

Assignment status

NoA acknowledged Jul 06 · vendor master updated · payment redirected to ACME Financials

Insurance binder

Lloyd's cargo · 110% invoice value · valid through Nov 15 · ACME Financials named loss payee

Document completeness

7 of 8 docs uploaded · BoL pending production milestones

Production & shipment

40 of 40 valves cast · QC pass · awaiting consolidation at Düsseldorf · ETA Frankfurt Sep 18

Client claims

None open · Cordoba has 0 claim history with ACME Industrial Buyer across 4 prior deliveries

Settlement waterfall · projected Oct 02

Cash flow at settlement · computed from contract terms · no spreadsheet · auto-remitted T+2

1ACME Industrial Buyer pays you+$840,000

2You recover your disbursement($680,000)

3Your fee · 1.37% of receivable−$11,540

4You remit to Cordoba Trading Co. · T+2−$148,460

=Your net profit kept$11,540

SURFACE 03 · PROMOTION-FLOW · OPTIONAL

Optionally promote your externally-sourced operator to the marketplace.

Bring the off-platform operator onto EDMA's marketplace. The flow is opt-in for both sides. You initiate from the deal detail. The operator receives an invitation, accepts, completes KYB. Once live, you retain preferred-financier status on their next 3 marketplace listings — first-look, 24h exclusive window.

Sarah Mendes · ACME FinancialsFinancier · Portfolio tier · London

Externally-sourcedPromote to marketplace

Externally-sourced / EXT-2026-004 / Promote operator

Promote to marketplace 2 of 4 steps

Bring Cordoba Trading Co. onto EDMA marketplace · current deal stays unchanged · preferred-financier benefits available

← Back to dealPromote Cordoba to marketplace

Same financier, same portfolio view, same operational tooling — two fee models. EDMA earns subscription on externally-sourced, platform fee on marketplace-matched. deal.source = 'marketplace' | 'externally_sourced' — one schema, two paths to revenue.

WHY THIS EXISTS

Existing financing relationships are run in spreadsheets and bank PDFs. It shows.

The first ten conversations EDMA had with treasurers and trade-finance heads all surfaced the same three operational potholes. They are not interesting problems. They are tedious ones — which is why they have been left alone, and why solving them moves the needle.

01Five financiers · five tabs

Your treasury team manages 5 financiers in 5 spreadsheets.

Bank A line $5M, Factor B line $3M, SCF fund C $8M. Each in its own tab. Each with its own reconciliation. Each with its own reporting requirement. Each handed to a different junior who left in March.

02Repayment reconciliation by guess

Financiers reconcile repayments by guessing from bank statements.

The operator pays $284,000 to the financier. Was that for deal A, deal B, or partial against deal C? Manual matching. Days of work per month. A junior with a highlighter and a CSV. Days.

03The financier asks for a portal

Your existing financiers want operational data they can't get.

Your bank's relationship manager asks for shipment status, document chain, supplier audits — quarterly. You export from EDMA each time. They want a portal. Their internal IT can't build one in six months.

TWO PARTICIPATION MODES

All parties on EDMA, or financier tracks solo. Both work. Same record either way.

An externally-sourced deal can be tracked end-to-end with every party participating, or as a portfolio-only record on the financier's side. The data model is identical. The fee is identical. What differs is who has read access to which slice of the record.

Mode A · All parties join EDMA

The full-network case.

Financier · operator · supplier · client — every party scoped onto the deal.

The financier joins as an external_organization (financier kind). The operator is already in their tenant. The supplier and end client are invited as external participants. Everyone has a scoped view of the deal; everyone uses the full operational tooling on their side.

ACME Financialsfinancier · hostHost

Pendrew Energy TradingoperatorJoined

Crescent Mfg.supplier · MYJoined

Brevin Health EUend client · DEJoined

Full operational tooling for everyone — production, shipments, documents, comms, tasks. Same surface every party uses on their other EDMA deals.
Scoped read access — supplier sees production data, client sees shipment data, financier sees the financing layer. No one sees the financier's spread to other parties.
The financier is no longer alone — counterparties are platform participants, and that is the seed of the network effect.

EDMA fee · financier paysSubscription · $0 platform fee

Mode B · Financier tracks solo

The existing-portfolio case.

Counterparties decline · the financier uses EDMA as portfolio tooling.

The financier is the only party on EDMA for this deal. The operator, supplier or client decline the invitation — or aren't ready. The financier uses EDMA as portfolio infrastructure: records imported manually, by CSV or by API from their existing systems.

ACME Financialsfinancier · hostActive

Pendrew Energy Tradingoperator · invitedDeclined

Crescent Mfg.supplier · invitedDeclined

Brevin Health EUclient · invitedDeclined

Financier records the deal solo — orders, documents, tasks, schedules — using EDMA as a clean portfolio tool with no spreadsheets.
Two data-entry paths — manual upload by the financier's ops team, or push from existing systems via the EDMA API (PSP-style headers, idempotent writes).
Re-invite later — counterparties who declined can be re-invited at any milestone (drawdown, BL issued, repayment). The deal record waits for them.

EDMA fee · financier paysSubscription · $0 platform fee

FOR FINANCIERS · 5 CARDS

What the financier gets on externally-sourced deals.

Marketplace deals come with their data pre-attached, because the operator listed them inside EDMA. Externally-sourced deals come in cold — and EDMA's job is to make them look, feel and operate exactly the same. Five capabilities, identical to the marketplace tooling, applied to deals that were never on the marketplace.

CARD 01

Portfolio dashboard · mixed sources

All financings — marketplace and externally-sourced — in one view. Concentration heatmap by counterparty, sector, geography, tenor. Repayment forecast across the full portfolio, week by week, with platform-fee accruals broken out so the books reconcile cleanly.

CARD 02

Per-deal operational tooling

Every externally-sourced deal has its own order record, document chain and task list. You track an externally-sourced deal the way you'd track a marketplace one. Production updates, shipment milestones, document uploads, task assignments — same workflow surface, same audit log.

CARD 03

Repayment tracking · auto-match

Schedule expected repayments. Upload a bank-statement CSV today; wire it in via bank API as integrations come online. EDMA auto-matches incoming entries against scheduled events — amount, party, deal, memo — and flags exceptions. No more highlighter-and-CSV reconciliation days.

CARD 04

Counterparty intelligence · richer when they join

When a counterparty (operator, supplier, end client) participates on EDMA, the financier sees richer data on that deal — live shipment, audit chain, performance history, dispute logs. Solo deals stay at financier-uploaded granularity; counterparty-participating deals upgrade automatically.

CARD 05

Risk · compliance · regulator-ready

Sanctions screening on every counterparty against OFAC / EU / UK / UN lists, refreshed on schedule. Document review via Atlas Legal AI — LCs, supply agreements, BOLs parsed for terms, parties, amounts, dates. Operational signals — delivery delays, QC issues, late repayment — surfaced on the deal and pushed to the financier's risk team. Exports run regulator-ready: SOC 2 audit chain, immutable timestamps, exportable to whatever format your bank's risk function ingests.

FOR OPERATORS · 3 CARDS

What the operator gets when they choose to participate.

Operators do not have to join an externally-sourced deal — the financier can run it solo. When they do choose to participate, the value is unification: one finance view, no double-entry, a clean migration path if any of those existing financings ever do route through the marketplace later.

ONE OPERATIONAL RECORD

Every financing in one finance view.

Marketplace and externally-sourced deals appear together in your Main Portal finance view — same columns, same filters, same export. Your CFO doesn't have to remember which deals are on EDMA's marketplace and which are run against the HSBC line; they're all just deals.

// FINANCE VIEW · YOUR PORTAL
RD-2026-018  $850K  · mkt   · funded
RD-2026-005  $2.47M · HSBC  · funded
RD-2026-022  $410K  · mkt   · funded
RD-2026-029  $1.8M  · Citi  · funded
All sources   $5.53M deployed

NO DOUBLE-ENTRY

The financier sees what you operate on.

Your existing financier's RM asks for shipment status, doc chain, supplier audits — quarterly. You used to export it from EDMA, paste into a deck, email a senior banker. Now the financier sees the same operational record in their portal. Quarterly report? Auto-generated. Zero copy-paste.

// Q2 REPORT · BANK A · AUTO
Active deals     5
Shipment status  4 in transit · 1 prod
Doc chain        49/54 complete
Supplier audits  3 of 3 · current
Generated        14 Apr 09:00 · cron

FUTURE MIGRATION PATH

Move a financing to the marketplace later.

If at refinancing time you want to move an existing line through the marketplace — for spread improvement, for capital diversification, for competitive pricing — there's a clean migration path. The current financing stays externally-sourced; the next round lists on the marketplace with the deal's existing audit chain attached.

// REFINANCE · RD-2026-029
Current      Citi · SOFR + 180 · 90d
List · mkt   anonymous · 1h to surface
Offers       3 firm · best SOFR + 105
Spread Δ     −75 bps · operator gain
Action       1-click migrate · ext → mkt

HOW EDMA GROWS THROUGH EXTERNALLY-SOURCED

Every financier brings their portfolio of operators.

A financier with 50 active financings is a financier with relationships to 50+ operators, 50+ suppliers and 50+ clients. When the financier joins EDMA and starts tracking deals, those counterparties get invited as external participants. Some accept and become users. Of those, some become operator-tenants themselves.

Each accepted invitation becomes a potential channel for further financier participation, further supplier participation, further client participation. The network compounds — without anyone routing a deal through the marketplace, without EDMA collecting a platform fee on any of it.

This is the network effect the operator-hub model unlocks. Financiers don't just track existing portfolios on EDMA — they accelerate platform adoption across all four other participant types. We earn the subscription. The flywheel earns the rest.

Anchor · financier1

Active financings50deals

Counterparties invited150+

Of those · accept~45at 30%

Become operator-tenants~5at 10% of joiners

Then it compounds. Each new operator-tenant has their own suppliers, clients and bank lines. Each is a fresh fanout. One anchor financier seeds dozens of platform participants without a single marketplace listing — and EDMA's revenue stays clean and predictable on subscription, not deal-flow.

PROMOTION-FLOW · TWO-SIDED · OPTIONAL

Bring an externally-sourced operator onto the marketplace — keep preferred-financier status on their next three listings.

The viral mechanism above describes what happens implicitly — counterparties invited as participants. The Promotion-Flow is the explicit, two-sided path for promoting an externally-sourced operator onto the marketplace itself. The financier retains a preferred-financier window on the operator's next three listings; the operator gains access to ~140 verified financiers for their future deal flow. Current deal stays unchanged either way.

PROMOTION FLOW · YOU INITIATE · OPERATOR ACCEPTS

The four-step opt-in path.

1
You initiate from the deal
"Promote operator to marketplace" CTA on the externally-sourced deal detail page · select preferred-window length · personal note to operator · revocable until accepted
2
Operator receives invitation
Email + platform notification · typical 24h response window · 14-day expiry · operator-side decline available without prejudice
3
Operator accepts & completes KYB
Standard operator KYB + business verification · 1–3 business days · platform-managed · no document chase from your side
4
Operator profile goes live · your preferred window active
First-look on operator's next 3 marketplace listings · 24h default window · expandable to 48h or 72h · referrer credit shown on operator's profile

SETTLEMENT WATERFALL · EXTERNALLY-SOURCED VARIANT · EXT-2026-004

$0 marketplace fee · the externally-sourced advantage at settlement.

Anchored on EXT-2026-004 · Cordoba Trading Co. → Industrial Components GmbH → EnergiePlus AG · $840K receivable, $680K supplier cost, 89-day capital out. Same settlement structure as marketplace deals, with one row crucially different.

1
EnergiePlus AG pays ACME
Net 90 from delivery · via assigned receivable
+$840,000
2
ACME recovers their disbursement
Wired Jul 05 to Industrial Components GmbH
($680,000)
3
Financier fee · 1.37% of receivable
ACME's pre-agreed factoring spread
−$11,540
4
ACME auto-remits operator residual
$840K − $680K − $11,540 · to Cordoba Trading Co. · T+2 business days
$148,460
=
ACME net profit · 6.97% APR equivalent over 89 days
$11,540 net kept · no per-deal platform fee on either deal type · EDMA earns from subscriptions, not from the financing
$11,540

HOW EXTERNALLY-SOURCED WORKS WITH THE AI STACK

Same Atlas AI capabilities. Applied to deals EDMA didn't source.

Externally-sourced deals are first-class records — and that means Atlas AI runs over them exactly as it runs over marketplace deals. Three immediate wins, available from day one of the financier's first imported deal.

DOCUMENT INTELLIGENCE

Atlas extracts terms from uploaded financings.

The financier uploads the LC, the supply agreement, the BOL. Atlas Document Intelligence extracts terms, parties, amounts, dates — automatically. No more manual data entry of the 4-page LC into a tracking sheet.

PREDICTIVE AI

Default-risk forecasting · mixed portfolio.

Predictive AI forecasts default risk across the full portfolio — marketplace and externally-sourced together. Concentration warnings, sector drift, counterparty stress signals. Treats the portfolio as one set, regardless of which deals EDMA sourced.

ACCOUNTING AI

Bank-statement reconciliation · auto.

Accounting AI matches bank-statement repayment entries against deals automatically — fuzzy on memo, exact on amount, weighted by deal timing. Closes the gap from "where did this $284K come from" to "matched to RD-2026-018 · receipt logged" in seconds.

VS THE STATUS QUO

What you use today vs. EDMA externally-sourced.

The "what we use today" answer for portfolio tracking is one of four things, sometimes all four at once. Here is how each compares on the seven capabilities financiers consistently ask for.

Capability	EDMA Externally-sourcednetwork · coming Q3 2026	Bank credit memo systemsinternal · legacy	SpreadsheetsExcel · Sheets	PrimeRevenue (SCF)platform · vendor-specific	Custom internal toolsIT-built · 6mo+
Full operational tooling regardless of deal sourceorders · documents · tasks · audit chain	✓ All sources	—	—	~ SCF only	~ if built
Same data model as marketplace dealsno parallel tracking · one schema	✓ Identical	—	—	—	—
Counterparty invitation flowoperator · supplier · client onto same deal	✓ All 3 sides	—	—	~ supplier only	—
No platform fee on externally-sourcedsubscription · not deal-percentage	✓ $0 fee	~ internal	✓ free	— per-deal fee	~ IT cost
AI capabilities includeddocument · predictive · accounting	✓ Atlas AI	—	—	~ partial	—
Portfolio analytics across mixed sourcesmarketplace + externally-sourced together	✓ Unified view	—	~ manual	—	~ if built

✓ Supported~ Partial · with caveats— Not supportedComparison is illustrative · vendor capabilities evolve.

FAQ

Five questions every treasurer and trade-finance head asks.

Plain answers to the questions that come up on every demo with operators bringing existing bank lines, and with financiers tracking portfolios off-platform. Shortest one: there is <strong>no per-deal platform fee on either deal type</strong>. EDMA earns from subscriptions. Marketplace deals and externally-sourced deals share the same fee model, same operational tooling, same record.

Why would I bring my existing financings to EDMA?

For the operational tooling — orders, documents, tasks, reconciliation — without the operational mess of running them in 5 spreadsheets. The first-order win is removing the spreadsheets, the highlighter-and-CSV reconciliation, the manual quarterly reports. The second-order win is that when you want to expand financing relationships, your counterparties are already on the platform. See the cockpit →

Do my existing financiers have to sign up to EDMA?

Is there a fee on externally-sourced deals?

Can I move a financing from externally-sourced to marketplace?

How does this work with our existing bank's portal?

Bring your existing portfolio in. Keep the financings exactly as they are.

Book a 30-minute demo. We'll import three of your live financings — bank lines, factor lines, SCF — into a sandbox financier portal. You see them side-by-side with marketplace deals (the demo set, not yours). Same operational tooling. Same audit chain. Platform fee on the externally-sourced: $0. Always.

Book a demo Talk to a portfolio engineer

See what the Financier Portal looks like end-to-end →

Track your existing financing relationships on EDMA. Without rerouting them through the marketplace.

One financier. One portfolio view. Two deal types. One fee model — subscription only.

RD-2026-018 · Pendrew Energy Trading

RD-2026-005 · Stellar Trading Co.

The wizard, the deal view, and the promotion flow. Same operational tooling as marketplace deals — same no-fee model.

Add externally-sourced deal Draft · 1 of 4 steps

EXT-2026-004 Active · externally-sourced

Promote to marketplace 2 of 4 steps

Existing financing relationships are run in spreadsheets and bank PDFs. It shows.

Your treasury team manages 5 financiers in 5 spreadsheets.

Financiers reconcile repayments by guessing from bank statements.

Your existing financiers want operational data they can't get.

All parties on EDMA, or financier tracks solo. Both work. Same record either way.

The full-network case.

The existing-portfolio case.

What the financier gets on externally-sourced deals.

Portfolio dashboard · mixed sources

Per-deal operational tooling

Repayment tracking · auto-match

Counterparty intelligence · richer when they join

Risk · compliance · regulator-ready

What the operator gets when they choose to participate.

Every financing in one finance view.

The financier sees what you operate on.

Move a financing to the marketplace later.

Every financier brings their portfolio of operators.

Bring an externally-sourced operator onto the marketplace — keep preferred-financier status on their next three listings.

Same Atlas AI capabilities. Applied to deals EDMA didn't source.

Atlas extracts terms from uploaded financings.

Default-risk forecasting · mixed portfolio.

Bank-statement reconciliation · auto.

What you use today vs. EDMA externally-sourced.

Bring your existing portfolio in. Keep the financings exactly as they are.

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