:root {
  --ink: #0F1923;
  --ink-2: #1a2534;
  --muted: #525252;
  --muted-2: #737373;
  --muted-3: #a3a3a3;
  --line: #e5e5e5;
  --line-2: #f0f0f0;
  --line-3: #f7f7f7;
  --paper: #ffffff;
  --paper-2: #fafafa;
  --paper-3: #f5f5f5;
  --accent: #B08D57;
  --accent-hover: #8F6F3E;
  --accent-soft: #F7F1E6;
  --accent-soft-2: #FBF7F0;
  --green: #2f7a4d;
  --green-soft: #f0f7f3;
  --green-on-dark: #3FA86A;
  --red: #c94a3e;
  --red-soft: #fbe9e7;
  --red-on-dark: #E27F75;
  --amber: #b87f2a;
  --amber-soft: #f7eedf;
  --amber-on-dark: #E0A458;
  --blue: #3b5ea5;
  --blue-soft: #eef2f8;
  --blue-on-dark: #5C8AD9;
  --fi: #1F3F70;
  --fi-2: #2B5499;
  --fi-soft: #E8EEF7;
  --fi-soft-2: #F3F6FB;
  --fi-on-dark: #6F9BD9;
  --ff-body: 'DM Sans', system-ui, -apple-system, Segoe UI, sans-serif;
  --ff-mono: 'DM Sans', ui-sans-serif, system-ui, -apple-system, sans-serif;
  --max-w: 1440px;
  --inner-pad: 32px;
  --ease-smooth: cubic-bezier(0.2, 0.8, 0.2, 1);
  --ease-out: cubic-bezier(0.16, 1, 0.3, 1);
  --dur-fast: 0.15s;
  --dur-base: 0.3s;
  --dur-slow: 0.7s;
}

*, *::before, *::after { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
body {
  font-family: var(--ff-body); color: var(--ink); background: var(--paper);
  line-height: 1.5; text-rendering: optimizeLegibility;
  -webkit-font-smoothing: antialiased; -moz-osx-font-smoothing: grayscale;
}
a { color: inherit; text-decoration: none; }
button { font-family: inherit; border: 0; background: none; padding: 0; cursor: pointer; }
img, svg { display: block; max-width: 100%; }
ul, ol { margin: 0; padding: 0; list-style: none; }
h1, h2, h3, h4, h5, h6 { margin: 0; line-height: 1.1; font-weight: 600; }
p { margin: 0; }
.faq-a a { color: var(--accent); border-bottom: 1px solid rgba(176,141,87,0.35); transition: border-color var(--dur-fast); }
.faq-a a:hover { border-bottom-color: var(--accent); }
.visually-hidden { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
.wrap { max-width: var(--max-w); margin: 0 auto; padding-left: var(--inner-pad); padding-right: var(--inner-pad); }
main > section { padding: 96px var(--inner-pad); border-bottom: 1px solid var(--line); }
main > section.section-tight { padding: 80px var(--inner-pad); }
.bg-paper-2 { background: var(--paper-2); }
.bg-ink { background: var(--ink); color: #fff; }

/* Type */
.eyebrow { font-size: 15px; font-weight: 500; letter-spacing: 0.1em; text-transform: uppercase; color: var(--accent); }
.lede { font-size: 18px; line-height: 1.6; color: var(--muted); }
.h-display { font-size: clamp(48px, 5.2vw, 76px); font-weight: 600; letter-spacing: -0.03em; line-height: 1.05; }
.h-section { font-size: clamp(40px, 4.2vw, 60px); font-weight: 600; letter-spacing: -0.02em; line-height: 1.08; }
.h-section-sm { font-size: clamp(36px, 3.8vw, 52px); font-weight: 600; letter-spacing: -0.02em; line-height: 1.1; }
.h-section-xs { font-size: clamp(32px, 3.4vw, 44px); font-weight: 600; letter-spacing: -0.02em; line-height: 1.12; }
.mono { font-family: var(--ff-mono); }
.num { font-variant-numeric: tabular-nums; }

/* Buttons */
.btn {
  font-family: inherit; font-size: 16px; font-weight: 500;
  padding: 13px 22px; border: 1px solid transparent; border-radius: 0;
  cursor: pointer; display: inline-flex; align-items: center; justify-content: center;
  gap: 8px; white-space: nowrap; text-decoration: none;
  transition: background var(--dur-fast) var(--ease-smooth),
              color var(--dur-fast) var(--ease-smooth),
              border-color var(--dur-fast) var(--ease-smooth),
              transform var(--dur-fast) var(--ease-smooth),
              box-shadow var(--dur-base) var(--ease-smooth);
}
.btn:hover  { transform: translateY(-1px); }
.btn:active { transform: translateY(0); transition-duration: 0s; }
.btn-accent { background: var(--accent); color: #fff; }
.btn-accent:hover { background: var(--accent-hover); box-shadow: 0 10px 28px -10px rgba(176, 141, 87, 0.55); }
.btn-ink { background: var(--ink); color: #fff; }
.btn-ink:hover { background: var(--ink-2); box-shadow: 0 10px 28px -10px rgba(15, 25, 35, 0.5); }
.btn-ghost { background: transparent; color: var(--ink); border-color: var(--line); }
.btn-ghost:hover { border-color: var(--ink); background: var(--paper-2); }
.btn-ghost-inv { background: transparent; color: #fff; border-color: rgba(255,255,255,0.25); }
.btn-ghost-inv:hover { border-color: rgba(255,255,255,0.6); background: rgba(255,255,255,0.04); }
.btn-lg { padding: 16px 26px; font-size: 17px; font-weight: 600; }
.link-arrow {
  font-size: 16px; font-weight: 500; color: var(--accent);
  display: inline-flex; align-items: center; gap: 6px;
  transition: gap var(--dur-fast) var(--ease-smooth);
}
.link-arrow:hover { gap: 10px; }

/* HEADER (shared with sibling pages) */
.site-header { position: sticky; top: 0; z-index: 100; background: var(--paper); border-bottom: 1px solid var(--line); }
.pulse-dot { width: 6px; height: 6px; border-radius: 50%; background: var(--accent); animation: pulse 2s ease-in-out infinite; flex: none; }
.site-nav { background: var(--paper); }
.site-nav-inner { max-width: var(--max-w); margin: 0 auto; padding: 14px var(--inner-pad); display: flex; align-items: center; justify-content: space-between; }
.site-nav-left { display: flex; align-items: center; gap: 44px; }
.site-nav-right { display: flex; align-items: center; gap: 10px; }
.nav-list { display: flex; align-items: center; gap: 22px; }
.nav-link { font-size: 16.5px; font-weight: 500; color: var(--ink); padding: 8px 4px; transition: color var(--dur-fast); }
.nav-link:hover { color: var(--accent); }
.nav-link.is-current { color: var(--accent); position: relative; }
.nav-link.is-current::after { content: ""; position: absolute; left: 4px; right: 4px; bottom: 0; height: 2px; background: var(--accent); }
.nav-signin { font-size: 16px; padding: 8px 12px; color: var(--ink); }
.nav-signin:hover { color: var(--accent); }
.nav-cta { padding: 10px 18px; }
.nav-hamburger { display: none; width: 36px; height: 36px; flex-direction: column; justify-content: center; align-items: center; gap: 5px; padding: 0; background: none; border: 0; }
.nav-hamburger span { display: block; width: 20px; height: 2px; background: var(--ink); }
.edma-logo { display: inline-flex; align-items: center; gap: 8px; color: var(--ink); font-weight: 700; font-size: 22px; letter-spacing: -0.01em; }
.edma-logo .phoenix { height: 34px; width: auto; display: block; }
.edma-wordmark { font-family: var(--ff-body); }
.breadcrumb-bar { border-bottom: 1px solid var(--line); background: var(--paper); }
.breadcrumb-inner { max-width: var(--max-w); margin: 0 auto; padding: 12px var(--inner-pad); font-family: var(--ff-mono); font-size: 13px; color: var(--muted-2); letter-spacing: 0.06em; text-transform: uppercase; display: flex; align-items: center; gap: 10px; flex-wrap: wrap; }
.breadcrumb-inner a { color: var(--muted-2); transition: color var(--dur-fast); }
.breadcrumb-inner a:hover { color: var(--accent); }
.breadcrumb-inner .sep { color: var(--muted-3); }
.breadcrumb-inner .here { color: var(--accent); }
.breadcrumb-inner .moved-tag { color: var(--muted-2); border: 1px solid var(--line); background: var(--paper-2); padding: 1px 6px; letter-spacing: 0.08em; }
.breadcrumb-inner .moved-tag b { color: var(--accent); font-weight: 600; letter-spacing: 0.08em; }

/* ============== HERO ============== */
.s-hero { text-align: center; padding-bottom: 56px; }
.s-hero-inner { max-width: 1080px; margin: 0 auto; }
.s-hero .eyebrow { display: inline-block; margin-bottom: 28px; }
.s-hero h1 { margin-bottom: 24px; }
.s-hero .lede { max-width: 940px; margin: 0 auto 36px; }
.cta-row { display: inline-flex; gap: 12px; flex-wrap: wrap; justify-content: center; }

.hero-ticker {
  display: inline-flex; align-items: center; gap: 14px;
  margin: 0 auto 40px;
  padding: 9px 16px;
  background: var(--ink); color: rgba(255,255,255,0.9);
  font-family: var(--ff-mono); font-size: 14px;
  letter-spacing: 0.02em; flex-wrap: wrap; justify-content: center;
}
.hero-ticker .ti-tag {
  display: inline-flex; align-items: center; gap: 6px;
  font-size: 12.5px; font-weight: 500; letter-spacing: 0.12em; text-transform: uppercase;
  padding: 2px 8px; background: rgba(176,141,87,0.18); color: var(--accent);
  border: 1px solid rgba(176,141,87,0.4);
}
.hero-ticker .ti-sep { color: rgba(255,255,255,0.25); }
.hero-ticker .ti-dot { width: 6px; height: 6px; background: var(--green-on-dark); border-radius: 50%; }
.hero-ticker .ti-num { color: #fff; }

.hero-kpi { max-width: 1240px; margin: 64px auto 0; display: grid; grid-template-columns: repeat(4, 1fr); border: 1px solid var(--line); }
.hero-kpi-cell { padding: 22px 24px; border-right: 1px solid var(--line-2); text-align: left; }
.hero-kpi-cell:last-child { border-right: 0; }
.hero-kpi-label { font-size: 13px; font-weight: 600; letter-spacing: 0.12em; text-transform: uppercase; color: var(--muted-2); }
.hero-kpi-val { margin-top: 10px; font-family: var(--ff-mono); font-size: 22px; color: var(--ink); letter-spacing: -0.01em; line-height: 1.25; }
.hero-kpi-val .unit { font-size: 15px; color: var(--muted-2); margin-left: 6px; display: block; margin-top: 4px; }
.hero-kpi-val .strong-mark { color: var(--accent); }
.hero-kpi-val .pos { color: var(--green); }
.hero-kpi-val .zero { color: var(--accent); font-size: 26px; }

/* ============== CENTERPIECE — 5-step lifecycle ============== */
.s-flow { background: var(--ink); color: #fff; padding: 88px var(--inner-pad) 96px; border-bottom: 1px solid var(--line); }
.s-flow-inner { max-width: 1360px; margin: 0 auto; }
.s-flow-head { text-align: center; max-width: 880px; margin: 0 auto 56px; }
.s-flow-head .eyebrow { color: var(--accent); margin-bottom: 18px; display: inline-block; }
.s-flow-head h2 { color: #fff; margin-bottom: 16px; }
.s-flow-head p.lede { color: rgba(255,255,255,0.65); max-width: 720px; margin: 0 auto; }

/* Stage track ABOVE the cards — a horizontal connector */
.stage-track {
  position: relative;
  display: grid; grid-template-columns: repeat(5, 1fr);
  gap: 16px;
  margin-bottom: 18px;
}
.stage-track::before {
  content: ""; position: absolute;
  top: 17px; left: 8%; right: 8%;
  height: 1px;
  background: linear-gradient(to right,
    rgba(176,141,87,0.0) 0%,
    rgba(176,141,87,0.45) 8%,
    rgba(176,141,87,0.45) 92%,
    rgba(176,141,87,0.0) 100%);
}
.stage-node {
  display: flex; flex-direction: column; align-items: center; gap: 8px;
  position: relative; z-index: 2;
}
.stage-node .dot {
  width: 36px; height: 36px;
  background: var(--ink);
  border: 1px solid rgba(176,141,87,0.5);
  color: var(--accent);
  display: inline-flex; align-items: center; justify-content: center;
  font-family: var(--ff-mono); font-size: 15px; font-weight: 600;
}
.stage-node .dot.is-accent { background: var(--accent); color: #fff; border-color: var(--accent); }
.stage-node .time {
  font-family: var(--ff-mono); font-size: 12px;
  color: rgba(255,255,255,0.55); letter-spacing: 0.1em; text-transform: uppercase;
}

/* 5 step cards */
.flow-grid {
  display: grid; grid-template-columns: repeat(5, 1fr);
  gap: 16px;
}
.flow-card {
  background: rgba(255,255,255,0.03);
  border: 1px solid rgba(255,255,255,0.08);
  padding: 22px 22px 20px;
  display: flex; flex-direction: column; gap: 14px;
  min-height: 460px;
}
.flow-card .nm-row {
  display: flex; align-items: baseline; justify-content: space-between; gap: 8px;
}
.flow-card .step-lab {
  font-family: var(--ff-mono); font-size: 12px;
  color: var(--accent); letter-spacing: 0.14em; text-transform: uppercase; font-weight: 600;
}
.flow-card .when {
  font-family: var(--ff-mono); font-size: 12px;
  color: rgba(255,255,255,0.5); letter-spacing: 0.04em;
}
.flow-card h3 {
  font-size: 18px; font-weight: 600; color: #fff;
  letter-spacing: -0.005em; line-height: 1.3;
}
.flow-card p {
  font-size: 15px; color: rgba(255,255,255,0.65); line-height: 1.6;
}
.flow-card p strong { color: #fff; font-weight: 500; }
.flow-card .mini {
  margin-top: auto;
  padding: 12px 13px;
  background: rgba(0,0,0,0.35);
  border: 1px solid rgba(255,255,255,0.06);
  font-family: var(--ff-mono); font-size: 12.5px;
  color: rgba(255,255,255,0.65);
  display: flex; flex-direction: column; gap: 5px;
}
.flow-card .mini .row { display: flex; justify-content: space-between; gap: 8px; }
.flow-card .mini .row .k { color: rgba(255,255,255,0.5); letter-spacing: 0.04em; }
.flow-card .mini .row .v { color: #fff; }
.flow-card .mini .row .v.acc { color: var(--accent); }
.flow-card .mini .row .v.pos { color: var(--green-on-dark); }
.flow-card .mini .row .v.warn { color: var(--amber-on-dark); }
.flow-card .mini .row .v.anon { color: var(--accent); font-style: italic; }
.flow-card .mini .row.is-top { padding-bottom: 4px; border-bottom: 1px dashed rgba(255,255,255,0.1); margin-bottom: 2px; }
.flow-card .mini .header {
  font-size: 11.5px; color: rgba(255,255,255,0.45);
  letter-spacing: 0.14em; text-transform: uppercase;
  padding-bottom: 4px; border-bottom: 1px dashed rgba(255,255,255,0.1); margin-bottom: 4px;
  display: flex; justify-content: space-between; align-items: center;
}
.flow-card .mini .header .pulse { width: 5px; height: 5px; border-radius: 50%; background: var(--green-on-dark); }

.flow-summary {
  margin-top: 40px;
  padding: 18px 22px;
  background: rgba(176,141,87,0.06);
  border: 1px solid rgba(176,141,87,0.3);
  display: flex; justify-content: space-between; align-items: center; gap: 24px;
  flex-wrap: wrap;
}
.flow-summary .l {
  font-family: var(--ff-mono); font-size: 13px;
  color: rgba(255,255,255,0.75); letter-spacing: 0.06em;
}
.flow-summary .l b { color: var(--accent); font-weight: 600; }
.flow-summary .r {
  display: inline-flex; gap: 18px; align-items: center;
  font-family: var(--ff-mono); font-size: 13px;
  color: rgba(255,255,255,0.6); letter-spacing: 0.06em;
}
.flow-summary .r .pill {
  padding: 4px 10px;
  border: 1px solid rgba(176,141,87,0.4);
  background: rgba(176,141,87,0.12);
  color: var(--accent);
}

/* ============== AFTER FUNDING — factoring lifecycle + Settlement Waterfall (2.5) ============== */
.s-after { background: var(--paper); }
.s-after-inner { max-width: var(--max-w); margin: 0 auto; }
.s-after-head { max-width: 920px; margin: 0 auto 56px; text-align: center; }
.s-after-head .eyebrow {
  color: var(--accent); font-family: var(--ff-mono); font-size: 12.5px;
  font-weight: 600; letter-spacing: 0.14em; text-transform: uppercase;
  margin-bottom: 16px; display: inline-block;
}
.s-after-head h2 { margin: 0 0 18px; }
.s-after-head .lede { font-size: 17px; line-height: 1.6; color: var(--muted); margin: 0 auto; max-width: 820px; }

/* Lifecycle steps after funding */
.after-lc {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
  border: 1px solid var(--line);
  background: var(--paper);
  margin-bottom: 56px;
}
.alc-card {
  padding: 28px 24px;
  border-right: 1px solid var(--line);
  display: flex;
  flex-direction: column;
  gap: 14px;
}
.alc-card:last-child { border-right: 0; }
.alc-num {
  font-family: var(--ff-mono);
  font-size: 14px; font-weight: 600;
  color: var(--accent);
  letter-spacing: 0.08em;
}
.alc-body h3 {
  font-size: 19px; font-weight: 600; color: var(--ink);
  letter-spacing: -0.01em; line-height: 1.3;
  margin-bottom: 12px;
}
.alc-body p {
  font-size: 14.5px; color: var(--muted); line-height: 1.65;
}
.alc-body p strong { color: var(--ink); font-weight: 500; }

/* Settlement Waterfall card */
.hfw-wf-card {
  border: 1px solid var(--line);
  background: var(--paper-2);
}
.hfw-wf-head {
  padding: 32px 36px;
  background: var(--paper);
  border-bottom: 1px solid var(--line);
}
.hfw-wf-head .eb {
  font-family: var(--ff-mono); font-size: 11.5px; font-weight: 600;
  letter-spacing: 0.14em; text-transform: uppercase;
  color: var(--accent); margin-bottom: 12px;
}
.hfw-wf-head h3 {
  font-size: 22px; font-weight: 600; color: var(--ink);
  letter-spacing: -0.01em; line-height: 1.3;
  margin-bottom: 10px;
}
.hfw-wf-head p {
  font-size: 15px; color: var(--muted); line-height: 1.65; max-width: 920px;
}
.hfw-wf-head p strong { color: var(--ink); font-weight: 500; }

/* Waterfall rows */
.hfw-wf {
  display: flex; flex-direction: column;
  padding: 0;
}
.hwf {
  display: grid;
  grid-template-columns: 36px 1fr 180px;
  gap: 18px;
  padding: 18px 36px;
  border-bottom: 1px solid var(--line);
  align-items: center;
  background: var(--paper);
}
.hwf:last-of-type { border-bottom: 0; }
.hwf-num {
  width: 28px; height: 28px;
  display: inline-flex; align-items: center; justify-content: center;
  background: var(--paper-2); border: 1px solid var(--line);
  font-family: var(--ff-mono); font-size: 13px; font-weight: 600;
  color: var(--muted-2);
  flex-shrink: 0;
}
.hwf-body { min-width: 0; }
.hwf-step { font-size: 15px; font-weight: 600; color: var(--ink); margin-bottom: 3px; }
.hwf-sub { font-size: 12.5px; color: var(--muted-2); line-height: 1.55; }
.hwf-amt {
  font-family: var(--ff-mono); font-size: 18px; font-weight: 600;
  text-align: right; color: var(--ink);
  font-feature-settings: 'tnum';
}
.hwf-amt-in { color: var(--green); font-size: 20px; }
.hwf-amt-neutral { color: var(--muted-2); font-size: 16px; }
.hwf-amt-fee { color: var(--accent); }
.hwf-amt-out { color: var(--red); font-size: 20px; }
.hwf-amt-final {
  display: flex; flex-direction: column; gap: 2px; align-items: flex-end;
}
.hwf-amt-final .amt-fi {
  font-size: 26px; font-weight: 700; color: var(--accent);
}
.hwf-amt-final .amt-op {
  font-size: 13px; color: var(--muted); font-weight: 500;
}

.hwf-in { background: var(--green-soft); }
.hwf-in .hwf-num { background: var(--green); color: #fff; border-color: var(--green); }
.hwf-keep { background: var(--accent-soft); }
.hwf-keep .hwf-num { background: var(--accent); color: #fff; border-color: var(--accent); }
.hwf-out .hwf-num { background: var(--paper-2); }
.hwf-final {
  background: var(--accent-soft-2);
  border-top: 2px solid var(--accent);
  padding: 22px 36px;
}
.hwf-final .hwf-step { font-size: 16px; font-weight: 700; }
.hwf-num-final { background: var(--accent); color: #fff; border-color: var(--accent); width: 32px; height: 32px; font-size: 15px; }

/* Edge-case footer */
.hfw-wf-foot {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
  background: var(--paper);
  border-top: 1px solid var(--line);
}
.wf-edge {
  padding: 22px 24px;
  border-right: 1px solid var(--line);
}
.wf-edge:last-child { border-right: 0; }
.wf-edge .eb {
  font-family: var(--ff-mono); font-size: 11px; font-weight: 600;
  letter-spacing: 0.14em; text-transform: uppercase;
  color: var(--accent); margin-bottom: 10px;
}
.wf-edge p {
  font-size: 13.5px; line-height: 1.6; color: var(--muted);
}

@media (max-width: 960px) {
  .after-lc { grid-template-columns: 1fr; }
  .alc-card { border-right: 0; border-bottom: 1px solid var(--line); }
  .alc-card:last-child { border-bottom: 0; }
  .hfw-wf-foot { grid-template-columns: 1fr; }
  .wf-edge { border-right: 0; border-bottom: 1px solid var(--line); }
  .wf-edge:last-child { border-bottom: 0; }
}
@media (max-width: 640px) {
  .hwf { grid-template-columns: 28px 1fr; padding: 14px 18px; gap: 10px; }
  .hwf-amt { grid-column: 1 / -1; text-align: left; padding-left: 38px; }
  .hfw-wf-head { padding: 24px 22px; }
  .hwf-final { padding: 18px 22px; }
}

/* ============== DISCLOSURE COMPARE ============== */
.s-disc-inner { max-width: var(--max-w); margin: 0 auto; }
.s-disc-head { max-width: 920px; margin: 0 auto 56px; text-align: center; }
.s-disc-head h2 { margin: 16px 0 18px; }
.s-disc-head .lede { margin: 0 auto; max-width: 760px; }

.disc-compare {
  display: grid; grid-template-columns: 1fr auto 1fr;
  gap: 0;
  align-items: stretch;
}
.disc-state {
  background: var(--paper); border: 1px solid var(--line);
  padding: 30px 30px 26px;
  display: flex; flex-direction: column; gap: 16px;
}
.disc-state.is-anon {
  background: var(--paper-2);
}
.disc-state.is-reveal {
  background: var(--accent-soft-2);
  border-color: rgba(176,141,87,0.35);
}
.disc-state .lab {
  display: inline-flex; align-items: center; gap: 8px;
  font-family: var(--ff-mono); font-size: 12.5px;
  color: var(--muted-2); letter-spacing: 0.14em; text-transform: uppercase; font-weight: 600;
}
.disc-state .lab .n {
  width: 22px; height: 22px;
  background: var(--paper); border: 1px solid var(--muted-3);
  color: var(--muted-2);
  display: inline-flex; align-items: center; justify-content: center;
  font-size: 13px;
}
.disc-state.is-reveal .lab { color: var(--accent); }
.disc-state.is-reveal .lab .n { background: var(--accent); color: #fff; border-color: var(--accent); }
.disc-state h3 {
  font-size: 22px; font-weight: 600; color: var(--ink); letter-spacing: -0.01em; line-height: 1.25;
}
.disc-state .desc { font-size: 16px; color: var(--muted); line-height: 1.6; }

.disc-listing {
  margin-top: 6px;
  background: var(--paper); border: 1px solid var(--line);
  padding: 0;
}
.disc-listing .head {
  display: flex; justify-content: space-between; align-items: center;
  padding: 10px 14px;
  border-bottom: 1px solid var(--line);
  background: var(--ink); color: #fff;
}
.disc-listing .head .t {
  font-family: var(--ff-mono); font-size: 12.5px;
  letter-spacing: 0.1em; text-transform: uppercase; color: rgba(255,255,255,0.7);
}
.disc-listing .head .pid {
  font-family: var(--ff-mono); font-size: 12.5px;
  color: var(--accent); letter-spacing: 0.06em;
}
.disc-listing .body {
  display: flex; flex-direction: column;
}
.disc-listing .body .r {
  display: grid; grid-template-columns: 130px 1fr;
  gap: 12px; align-items: baseline;
  padding: 9px 14px;
  border-bottom: 1px solid var(--line-2);
  font-family: var(--ff-mono); font-size: 13.5px;
}
.disc-listing .body .r:last-child { border-bottom: 0; }
.disc-listing .body .r .k {
  color: var(--muted-2); font-size: 12px; letter-spacing: 0.08em; text-transform: uppercase;
}
.disc-listing .body .r .v {
  color: var(--ink); font-size: 14px;
}
.disc-listing .body .r .v.anon {
  color: var(--muted-3); font-style: italic;
  position: relative;
}
.disc-listing .body .r .v.anon::before {
  content: "■■■■■■■■■■"; letter-spacing: 1px; color: var(--paper-3); margin-right: 6px;
}
.disc-listing .body .r .v.pos { color: var(--green); }
.disc-listing .body .r .v.acc { color: var(--accent); }
.disc-listing .body .r.is-foot { background: var(--paper-2); border-top: 1px dashed var(--line); border-bottom: 0; padding-top: 11px; padding-bottom: 11px; }
.disc-listing.is-reveal .head { background: var(--accent); color: #fff; }
.disc-listing.is-reveal .head .t { color: rgba(255,255,255,0.85); }
.disc-listing.is-reveal .head .pid { color: #fff; }
.disc-listing.is-reveal .body .r .v.full { color: var(--ink); font-weight: 500; }

.disc-state .note {
  margin-top: auto;
  padding-top: 12px;
  font-family: var(--ff-mono); font-size: 12.5px;
  color: var(--muted-2); line-height: 1.6; letter-spacing: 0.02em;
  border-top: 1px dashed var(--line);
}
.disc-state .note b { color: var(--accent); font-weight: 600; }
.disc-state.is-anon .note b { color: var(--muted-2); }

/* The middle connector arrow */
.disc-bridge {
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  padding: 0 14px;
  position: relative;
  min-width: 130px;
}
.disc-bridge .arrow-stack {
  display: flex; flex-direction: column; align-items: center; gap: 8px;
  font-family: var(--ff-mono); font-size: 12px;
  color: var(--accent); letter-spacing: 0.1em; text-transform: uppercase; text-align: center;
}
.disc-bridge .arrow-stack .ln {
  width: 1px; height: 30px;
  background: linear-gradient(to bottom, transparent, var(--accent), transparent);
}
.disc-bridge .arrow-stack .lab {
  padding: 5px 10px;
  background: var(--accent-soft-2);
  border: 1px solid rgba(176,141,87,0.4);
  color: var(--accent);
  white-space: nowrap;
}
.disc-bridge .arrow-stack .arr {
  font-size: 19px; color: var(--accent);
}

.disc-bottom-note {
  max-width: 920px; margin: 32px auto 0;
  text-align: center;
  font-size: 16.5px; color: var(--muted); line-height: 1.6;
}
.disc-bottom-note b { color: var(--ink); font-weight: 600; }

/* ============== FEE STRUCTURE ============== */
.s-fee { background: var(--paper-2); }
.s-fee-inner { max-width: var(--max-w); margin: 0 auto; }
.s-fee-head { max-width: 880px; margin: 0 auto 48px; text-align: center; }
.s-fee-head h2 { margin: 16px 0 18px; }
.s-fee-head .lede { margin: 0 auto; max-width: 720px; }

.fee-cards {
  display: grid; grid-template-columns: 1.1fr 1fr;
  gap: 16px;
}
.fee-card {
  background: var(--paper);
  border: 1px solid var(--line);
  padding: 36px 38px 32px;
  display: flex; flex-direction: column; gap: 18px;
  position: relative;
}
.fee-card.is-operator {
  border-color: var(--accent);
  background: linear-gradient(180deg, var(--accent-soft-2), var(--paper));
  border-width: 2px;
}
.fee-card .who {
  display: flex; align-items: center; gap: 12px;
}
.fee-card .who .ic {
  width: 38px; height: 38px;
  background: var(--paper-2);
  border: 1px solid var(--line);
  color: var(--muted-2);
  display: inline-flex; align-items: center; justify-content: center;
  font-family: var(--ff-mono); font-size: 16px; font-weight: 600;
  flex: none;
}
.fee-card.is-operator .who .ic { background: var(--accent); color: #fff; border-color: var(--accent); }
.fee-card .who .lab {
  font-family: var(--ff-mono); font-size: 12.5px;
  color: var(--muted-2); letter-spacing: 0.14em; text-transform: uppercase; font-weight: 600;
}
.fee-card.is-operator .who .lab { color: var(--accent); }
.fee-card .who .name { font-size: 17px; color: var(--ink); font-weight: 600; letter-spacing: -0.005em; margin-top: 2px; }

.fee-amount {
  display: flex; align-items: baseline; gap: 12px;
  flex-wrap: wrap;
}
.fee-amount .v {
  font-size: 88px; font-weight: 600; letter-spacing: -0.04em;
  color: var(--ink); line-height: 1;
  font-family: var(--ff-body);
}
.fee-card.is-operator .fee-amount .v { color: var(--accent); }
.fee-amount .small {
  font-family: var(--ff-mono); font-size: 14px;
  color: var(--muted-2); letter-spacing: 0.04em;
}
.fee-amount .small b { color: var(--ink); }

.fee-desc {
  font-size: 17px; color: var(--muted); line-height: 1.65;
  max-width: 460px;
}
.fee-desc strong { color: var(--ink); font-weight: 600; }

.fee-detail {
  margin-top: auto;
  padding-top: 18px; border-top: 1px solid var(--line);
  display: flex; flex-direction: column; gap: 6px;
  font-family: var(--ff-mono); font-size: 13.5px;
}
.fee-detail .row {
  display: flex; justify-content: space-between; gap: 8px;
}
.fee-detail .row .k { color: var(--muted-2); letter-spacing: 0.04em; text-transform: uppercase; font-size: 12px; }
.fee-detail .row .v { color: var(--ink); }
.fee-detail .row .v.acc { color: var(--accent); }
.fee-detail .row .v.pos { color: var(--green); }

.fee-why {
  max-width: 920px; margin: 40px auto 0;
  padding: 22px 26px;
  background: var(--ink); color: rgba(255,255,255,0.85);
  display: grid; grid-template-columns: auto 1fr;
  gap: 18px; align-items: start;
}
.fee-why .ic {
  flex: none;
  width: 36px; height: 36px;
  background: rgba(176,141,87,0.18); border: 1px solid rgba(176,141,87,0.4);
  color: var(--accent);
  display: inline-flex; align-items: center; justify-content: center;
  font-family: var(--ff-mono); font-size: 16px; font-weight: 600;
}
.fee-why h4 {
  color: #fff; font-size: 17px; font-weight: 600; letter-spacing: -0.005em;
  margin-bottom: 6px;
}
.fee-why p {
  font-size: 16px; line-height: 1.65; color: rgba(255,255,255,0.7);
}
.fee-why p strong { color: var(--accent); font-weight: 500; }

/* ============== SPREAD VIZ ============== */
.s-spread-inner { max-width: var(--max-w); margin: 0 auto; display: grid; grid-template-columns: 1fr 1.15fr; gap: 80px; align-items: start; }
.s-spread-head h2 { margin: 16px 0 18px; }
.s-spread-head .lede { margin-bottom: 18px; }
.s-spread-bullets {
  display: flex; flex-direction: column; gap: 14px;
  margin-top: 24px;
}
.s-spread-bullets li {
  display: grid; grid-template-columns: 22px 1fr;
  gap: 12px; align-items: start;
  font-size: 16.5px; color: var(--muted); line-height: 1.6;
}
.s-spread-bullets li .c {
  width: 18px; height: 18px;
  background: var(--accent-soft-2); border: 1px solid rgba(176,141,87,0.4);
  color: var(--accent);
  display: inline-flex; align-items: center; justify-content: center;
  font-family: var(--ff-mono); font-size: 12px; font-weight: 600;
  margin-top: 3px;
}
.s-spread-bullets li strong { color: var(--ink); font-weight: 500; }
.s-spread-promise {
  margin-top: 24px;
  padding: 16px 18px;
  background: var(--accent-soft-2);
  border-left: 3px solid var(--accent);
  font-size: 17px; color: var(--ink); line-height: 1.55;
  font-style: italic;
}
.s-spread-promise b { color: var(--accent); font-style: normal; font-weight: 600; }

/* Right side — rate stack visual */
.rate-stack {
  background: var(--paper); border: 1px solid var(--line);
  padding: 28px 30px 28px;
  display: flex; flex-direction: column; gap: 22px;
}
.rate-stack .head {
  display: flex; justify-content: space-between; align-items: baseline; gap: 12px;
  padding-bottom: 16px; border-bottom: 1px solid var(--line);
}
.rate-stack .head .t {
  font-family: var(--ff-mono); font-size: 12.5px;
  color: var(--muted-2); letter-spacing: 0.14em; text-transform: uppercase; font-weight: 600;
}
.rate-stack .head .scen {
  font-family: var(--ff-mono); font-size: 12.5px;
  color: var(--muted-3); letter-spacing: 0.04em;
}

/* axis */
.rate-axis {
  position: relative;
  height: 28px;
  border-bottom: 1px solid var(--line);
  margin-bottom: 0;
}
.rate-axis .tick {
  position: absolute; top: 0;
  width: 1px; height: 8px;
  background: var(--muted-3);
}
.rate-axis .tick .lab {
  position: absolute; top: 12px; left: 50%;
  transform: translateX(-50%);
  font-family: var(--ff-mono); font-size: 12px;
  color: var(--muted-2); white-space: nowrap;
}

.rate-row {
  display: grid; grid-template-columns: 130px 1fr 90px;
  gap: 14px; align-items: center;
}
.rate-row .lbl {
  display: flex; flex-direction: column; gap: 2px;
}
.rate-row .lbl .nm {
  font-size: 14.5px; color: var(--ink); font-weight: 600; letter-spacing: -0.005em;
}
.rate-row .lbl .sub {
  font-family: var(--ff-mono); font-size: 12px;
  color: var(--muted-2); letter-spacing: 0.04em;
}
.rate-row .bar {
  position: relative;
  height: 32px;
  background: var(--paper-2);
  border: 1px solid var(--line-2);
  display: flex;
}
.rate-row .bar .seg {
  height: 100%;
  display: flex; align-items: center; justify-content: center;
  font-family: var(--ff-mono); font-size: 12px;
  color: #fff; letter-spacing: 0.02em;
}
.rate-row .bar .seg.is-ref { background: var(--ink); }
.rate-row .bar .seg.is-stale { background: var(--red); }
.rate-row .bar .seg.is-edma { background: var(--accent); }
.rate-row .bar .seg.is-saved {
  background: repeating-linear-gradient(45deg, transparent 0 4px, rgba(63,168,106,0.12) 4px 8px);
  color: var(--green);
}
.rate-row .total {
  font-family: var(--ff-mono); font-size: 15px;
  color: var(--ink); text-align: right;
  display: flex; flex-direction: column; gap: 2px; align-items: flex-end;
}
.rate-row .total .v { font-size: 17px; font-weight: 500; letter-spacing: -0.005em; }
.rate-row .total .v.acc { color: var(--accent); }
.rate-row .total .sub { font-size: 11.5px; color: var(--muted-2); letter-spacing: 0.04em; }

.rate-diff {
  background: var(--accent-soft-2); border-left: 3px solid var(--accent);
  padding: 14px 16px;
  display: grid; grid-template-columns: 1fr auto;
  align-items: center; gap: 12px;
  margin-top: 4px;
}
.rate-diff .l {
  font-size: 15.5px; color: var(--ink); line-height: 1.5;
}
.rate-diff .l b { color: var(--accent); font-weight: 600; }
.rate-diff .v {
  font-family: var(--ff-mono); font-size: 22px;
  color: var(--accent); letter-spacing: -0.01em;
}
.rate-stack .foot {
  font-family: var(--ff-mono); font-size: 12px;
  color: var(--muted-3); letter-spacing: 0.04em;
  line-height: 1.5;
  padding-top: 14px; border-top: 1px dashed var(--line);
}

/* ============== ELIGIBILITY ============== */
.s-elig-inner { max-width: var(--max-w); margin: 0 auto; }
.s-elig-head { max-width: 880px; margin: 0 auto 48px; text-align: center; }
.s-elig-head h2 { margin: 16px 0 18px; }
.s-elig-head .lede { margin: 0 auto; max-width: 760px; }

.elig-grid {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 16px;
}
.elig-card {
  background: var(--paper); border: 1px solid var(--line);
  padding: 30px 32px;
  display: flex; flex-direction: column; gap: 16px;
}
.elig-card.is-yes {
  border-top: 2px solid var(--green);
  margin-top: -1px;
}
.elig-card.is-no {
  border-top: 2px solid var(--muted-3);
  margin-top: -1px;
  background: var(--paper-2);
}
.elig-card .lab {
  display: inline-flex; align-items: center; gap: 8px;
  font-family: var(--ff-mono); font-size: 12.5px;
  letter-spacing: 0.14em; text-transform: uppercase; font-weight: 600;
}
.elig-card.is-yes .lab { color: var(--green); }
.elig-card.is-no .lab { color: var(--muted-2); }
.elig-card .lab .mark {
  width: 22px; height: 22px;
  display: inline-flex; align-items: center; justify-content: center;
  font-size: 14px; font-weight: 600;
  border: 1px solid currentColor;
}
.elig-card.is-yes .lab .mark { background: var(--green-soft); }
.elig-card h3 {
  font-size: 20px; font-weight: 600; color: var(--ink); letter-spacing: -0.005em; line-height: 1.35;
}
.elig-card ul {
  display: flex; flex-direction: column; gap: 10px;
  margin-top: 4px;
}
.elig-card ul li {
  display: grid; grid-template-columns: 20px 1fr;
  gap: 10px; align-items: start;
  font-size: 16px; color: var(--muted); line-height: 1.55;
}
.elig-card ul li .c {
  font-family: var(--ff-mono); font-size: 14px;
  width: 18px; height: 18px;
  display: inline-flex; align-items: center; justify-content: center;
  margin-top: 1px;
}
.elig-card.is-yes ul li .c { color: var(--green); }
.elig-card.is-no ul li .c { color: var(--muted-3); }
.elig-card ul li strong { color: var(--ink); font-weight: 500; }
.elig-card .v2note {
  margin-top: auto;
  padding-top: 14px;
  border-top: 1px dashed var(--line);
  font-family: var(--ff-mono); font-size: 12.5px;
  color: var(--muted); letter-spacing: 0.02em; line-height: 1.6;
}
.elig-card .v2note b { color: var(--accent); font-weight: 600; }

/* ============== VETTING (4 pillars) ============== */
.s-vet { background: var(--paper-2); }
.s-vet-inner { max-width: var(--max-w); margin: 0 auto; }
.s-vet-head { max-width: 920px; margin-bottom: 48px; }
.s-vet-head h2 { margin: 16px 0 18px; }
.vet-grid {
  display: grid; grid-template-columns: repeat(4, 1fr);
  gap: 0;
  border: 1px solid var(--line); background: var(--paper);
}
.vet-card {
  padding: 28px 26px;
  border-right: 1px solid var(--line);
  display: flex; flex-direction: column; gap: 14px;
  min-height: 360px;
}
.vet-card:last-child { border-right: 0; }
.vet-card .num {
  display: inline-flex; align-items: center; gap: 8px;
  font-family: var(--ff-mono); font-size: 12.5px; font-weight: 600;
  color: var(--accent); letter-spacing: 0.14em;
}
.vet-card .num .sq { width: 8px; height: 8px; background: var(--accent); }
.vet-card h3 {
  font-size: 19px; font-weight: 600; color: var(--ink);
  letter-spacing: -0.005em; line-height: 1.3;
}
.vet-card p { font-size: 15.5px; color: var(--muted); line-height: 1.6; }
.vet-card p strong { color: var(--ink); font-weight: 500; }
.vet-check {
  margin-top: auto;
  padding: 11px 13px;
  background: var(--paper-2);
  border: 1px solid var(--line);
  display: flex; align-items: center; gap: 10px;
  font-family: var(--ff-mono); font-size: 12.5px;
  color: var(--muted); letter-spacing: 0.04em;
}
.vet-check .ic {
  width: 18px; height: 18px;
  background: var(--green-soft); color: var(--green);
  border: 1px solid var(--green);
  display: inline-flex; align-items: center; justify-content: center;
  font-size: 13px; font-weight: 700;
  flex: none;
}
.vet-check b { color: var(--ink); font-weight: 600; }

.vet-footer {
  margin-top: 22px;
  padding: 18px 22px;
  background: var(--ink); color: rgba(255,255,255,0.85);
  display: flex; gap: 14px; align-items: flex-start;
  font-size: 16px; line-height: 1.6;
}
.vet-footer .ic {
  flex: none;
  width: 28px; height: 28px; background: rgba(176,141,87,0.15);
  border: 1px solid rgba(176,141,87,0.45); color: var(--accent);
  display: inline-flex; align-items: center; justify-content: center;
  font-family: var(--ff-mono); font-size: 14px; font-weight: 600;
}
.vet-footer strong { color: var(--accent); font-weight: 600; }
.vet-footer .mono { font-family: var(--ff-mono); color: #fff; font-size: 14.5px; }

/* ============== OPS INTEGRATION (3 cards) ============== */
.s-ops-inner { max-width: var(--max-w); margin: 0 auto; }
.s-ops-head { max-width: 920px; margin-bottom: 48px; }
.s-ops-head h2 { margin: 16px 0 18px; }
.ops-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0; border: 1px solid var(--line); background: var(--paper); }
.ops-card {
  padding: 30px 28px;
  border-right: 1px solid var(--line);
  display: flex; flex-direction: column; gap: 14px;
}
.ops-card:last-child { border-right: 0; }
.ops-card .eb {
  font-family: var(--ff-mono); font-size: 12.5px;
  color: var(--accent); letter-spacing: 0.14em; text-transform: uppercase; font-weight: 600;
  display: inline-flex; align-items: center; gap: 8px;
}
.ops-card .eb .mark {
  width: 22px; height: 22px;
  display: inline-flex; align-items: center; justify-content: center;
  background: var(--accent-soft-2); color: var(--accent);
  border: 1px solid rgba(176,141,87,0.3);
  font-size: 13px;
}
.ops-card h3 { font-size: 20px; font-weight: 600; color: var(--ink); letter-spacing: -0.01em; line-height: 1.3; }
.ops-card p { font-size: 16px; color: var(--muted); line-height: 1.65; }
.ops-card p strong { color: var(--ink); font-weight: 500; }
.ops-mock {
  padding: 14px 16px;
  background: var(--ink); color: rgba(255,255,255,0.85);
  border-left: 2px solid var(--accent);
  font-family: var(--ff-mono); font-size: 13.5px; line-height: 1.7;
  margin: 4px 0 0;
  white-space: pre-wrap;
  word-wrap: break-word;
}
.ops-mock .you { color: var(--accent); }
.ops-mock .bot { color: var(--green-on-dark); }
.ops-mock .warn { color: var(--amber-on-dark); }
.ops-mock .dim { color: rgba(255,255,255,0.4); }
.ops-mock .lab { color: rgba(255,255,255,0.55); font-size: 11.5px; letter-spacing: 0.12em; text-transform: uppercase; }

/* ============== V2 PATH ============== */
.s-v2 { background: var(--ink); color: #fff; }
.s-v2-inner { max-width: var(--max-w); margin: 0 auto; display: grid; grid-template-columns: 1fr 1.15fr; gap: 80px; align-items: start; }
.s-v2 .eyebrow { color: var(--accent); }
.s-v2 h2 { color: #fff; margin: 16px 0 18px; }
.s-v2 .lede { color: rgba(255,255,255,0.65); max-width: 480px; }
.s-v2 .v2-note {
  margin-top: 22px;
  padding: 14px 16px;
  border: 1px solid rgba(176,141,87,0.35);
  background: rgba(176,141,87,0.06);
  font-family: var(--ff-mono); font-size: 13px;
  color: var(--accent); letter-spacing: 0.04em;
  display: flex; align-items: flex-start; gap: 10px;
}
.s-v2 .v2-note a { color: var(--accent); text-decoration: underline; }
.v2-flow { display: flex; flex-direction: column; gap: 16px; }
.v2-stage {
  background: rgba(255,255,255,0.03);
  border: 1px solid rgba(255,255,255,0.08);
  padding: 22px 24px;
  display: flex; flex-direction: column; gap: 14px;
}
.v2-stage.is-v2 { border-color: rgba(176,141,87,0.35); background: rgba(176,141,87,0.06); }
.v2-stage .head { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; flex-wrap: wrap; }
.v2-stage .head .nm { font-size: 18px; font-weight: 600; color: #fff; letter-spacing: -0.005em; }
.v2-stage .head .lab {
  font-family: var(--ff-mono); font-size: 12.5px;
  color: rgba(255,255,255,0.55); letter-spacing: 0.14em; text-transform: uppercase;
}
.v2-stage.is-v2 .head .lab { color: var(--accent); }
.v2-stage p { font-size: 16px; color: rgba(255,255,255,0.7); line-height: 1.6; }
.v2-flow-diag {
  font-family: var(--ff-mono); font-size: 13px;
  color: rgba(255,255,255,0.7);
  padding: 12px 14px;
  background: rgba(0,0,0,0.3);
  border: 1px solid rgba(255,255,255,0.08);
  display: flex; flex-direction: column; gap: 6px;
}
.v2-flow-diag .row { display: flex; align-items: center; gap: 6px; flex-wrap: wrap; }
.v2-flow-diag .pill { padding: 2px 7px; border: 1px solid rgba(255,255,255,0.15); background: rgba(255,255,255,0.04); }
.v2-flow-diag .pill.is-edma { color: var(--accent); border-color: rgba(176,141,87,0.4); background: rgba(176,141,87,0.1); }
.v2-flow-diag .pill.is-fi { color: var(--fi-on-dark); border-color: rgba(111,155,217,0.4); background: rgba(31,63,112,0.18); }
.v2-flow-diag .pill.is-bilat { color: rgba(255,255,255,0.5); border-style: dashed; }
.v2-flow-diag .arrow { color: rgba(255,255,255,0.3); }
.v2-flow-diag .note { color: rgba(255,255,255,0.5); font-size: 12px; }

/* ============== FAQ ============== */
.s-faq-inner { max-width: var(--max-w); margin: 0 auto; display: grid; grid-template-columns: 1fr 1.6fr; gap: 80px; align-items: start; }
.s-faq h2 { margin-bottom: 16px; }
.faq-item { padding: 24px 0; border-bottom: 1px solid var(--line-2); }
.faq-item:first-child { padding-top: 0; }
.faq-item:last-child { border-bottom: 0; }
.faq-q { font-size: 20px; font-weight: 600; color: var(--ink); margin-bottom: 12px; letter-spacing: -0.01em; }
.faq-a { font-size: 17.5px; line-height: 1.7; color: var(--muted); }

/* ============== CTA ============== */
.s-cta { background: var(--ink); color: #fff; border-bottom: 0; }
.s-cta-inner { max-width: 940px; margin: 0 auto; text-align: center; }
.s-cta h2 { color: #fff; margin-bottom: 18px; }
.s-cta p { color: rgba(255,255,255,0.7); font-size: 18px; line-height: 1.6; margin-bottom: 32px; }
.s-cta .cta-row { justify-content: center; }
.s-cta .link-arrow { color: var(--accent); margin-top: 22px; display: inline-flex; }

/* ============== RELATED ============== */
.s-related-inner { max-width: var(--max-w); margin: 0 auto; }
.s-related h3 { margin-bottom: 32px; font-size: 15px; font-weight: 500; letter-spacing: 0.12em; text-transform: uppercase; color: var(--muted-2); }
.related-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.related-card {
  background: var(--paper); border: 1px solid var(--line); padding: 28px;
  transition: border-color var(--dur-base) var(--ease-smooth), transform var(--dur-base) var(--ease-smooth);
  display: flex; flex-direction: column; gap: 12px;
}
.related-card:hover { border-color: var(--ink); transform: translateY(-2px); }
.related-card-eyebrow { font-size: 13px; font-weight: 600; letter-spacing: 0.12em; text-transform: uppercase; color: var(--accent); }
.related-card-title { font-size: 20px; font-weight: 600; letter-spacing: -0.01em; color: var(--ink); line-height: 1.25; }
.related-card-desc { font-size: 15.5px; color: var(--muted); line-height: 1.55; }
.related-card-link { color: var(--accent); font-size: 15px; font-weight: 500; margin-top: auto; padding-top: 8px; }

/* ============== RESPONSIVE ============== */
@media (max-width: 1200px) {
  .hero-kpi { grid-template-columns: repeat(2, 1fr); }
  .hero-kpi-cell:nth-child(2) { border-right: 0; }
  .hero-kpi-cell:nth-child(1), .hero-kpi-cell:nth-child(2) { border-bottom: 1px solid var(--line-2); }
  .flow-grid { grid-template-columns: repeat(2, 1fr); }
  .stage-track { grid-template-columns: repeat(5, 1fr); }
  .flow-card { min-height: 0; }
  .disc-compare { grid-template-columns: 1fr; }
  .disc-bridge { padding: 12px 0; min-width: 0; }
  .disc-bridge .arrow-stack { flex-direction: row; gap: 12px; }
  .disc-bridge .arrow-stack .ln { width: 30px; height: 1px; background: linear-gradient(to right, transparent, var(--accent), transparent); }
  .fee-cards { grid-template-columns: 1fr; }
  .s-spread-inner { grid-template-columns: 1fr; gap: 48px; }
  .elig-grid { grid-template-columns: 1fr; }
  .vet-grid { grid-template-columns: repeat(2, 1fr); }
  .vet-card:nth-child(2n) { border-right: 0; }
  .vet-card { border-bottom: 1px solid var(--line); min-height: 0; }
  .ops-grid { grid-template-columns: 1fr; }
  .ops-card { border-right: 0; border-bottom: 1px solid var(--line); }
  .ops-card:last-child { border-bottom: 0; }
  .s-v2-inner { grid-template-columns: 1fr; gap: 48px; }
  .s-faq-inner { grid-template-columns: 1fr; gap: 40px; }
  .related-grid { grid-template-columns: 1fr; }
}
@media (max-width: 768px) {
  :root { --inner-pad: 20px; }
  main > section { padding: 56px 20px; }
  .s-flow { padding: 56px 20px; }
  .nav-list, .nav-signin, .nav-link-pricing { display: none; }
  .nav-cta { display: inline-flex; font-size: 14px; padding: 8px 14px; }
  .nav-hamburger { display: flex; }
  .hero-kpi { grid-template-columns: 1fr; }
  .hero-kpi-cell { border-right: 0; border-bottom: 1px solid var(--line-2); }
  .hero-kpi-cell:last-child { border-bottom: 0; }
  .flow-grid { grid-template-columns: 1fr; }
  .stage-track { display: none; }
  .vet-grid { grid-template-columns: 1fr; }
  .vet-card { border-right: 0; }
  .h-display { font-size: 40px; }
  .h-section { font-size: 32px; }
  .h-section-sm { font-size: 28px; }
  .h-section-xs { font-size: 26px; }
  .fee-amount .v { font-size: 64px; }
}
@media (max-width: 480px) {
  .hero-kpi-val { font-size: 19px; }
  .rate-row { grid-template-columns: 1fr; gap: 6px; }
  .rate-row .total { text-align: left; align-items: flex-start; }
}
/* ============== MOBILE OVERFLOW FIXES ============== */
@media (max-width: 768px) {
  /* Two-step disclosure states — prevent horizontal overflow */
  .disc-compare { overflow-x: hidden; }
  .disc-state { overflow-x: hidden; }
  .disc-listing { overflow-x: auto; -webkit-overflow-scrolling: touch; }
  .disc-listing .body .r { grid-template-columns: 100px 1fr; gap: 8px; }
  /* Clip anon block chars so they don't overflow */
  .disc-listing .body .r .v.anon::before { content: "■■■■■"; }

  /* Disclosure bridge — keep vertical stacking on mobile (undo 1200px row layout) */
  .disc-bridge { padding: 20px 0; min-width: 0; }
  .disc-bridge .arrow-stack { flex-direction: column; align-items: center; gap: 8px; }
  .disc-bridge .arrow-stack .ln { width: 1px; height: 30px; background: linear-gradient(to bottom, transparent, var(--accent), transparent); }

  /* Rate stack — allow horizontal scroll; tighten row grid */
  .rate-stack { overflow-x: auto; -webkit-overflow-scrolling: touch; max-width: 100%; }
  .rate-row { grid-template-columns: 110px 1fr 70px; gap: 8px; min-width: 260px; }
  .rate-axis { overflow: hidden; }
  .rate-axis .tick .lab { font-size: 10px; }
  .rate-row .lbl .nm { font-size: 13px; }
  .rate-row .bar { min-width: 60px; }
  /* Hide text labels inside bars on mobile — bar colors + right column values suffice */
  .rate-row .bar .seg { font-size: 0; }
}